CIO GRM & GLO” is responsible to ensure the global delivery of ICT services for the perimeter of competence, offered with regard to "Risk Management" and “Credits". It acts as UniCredit Services CIO towards Group Risk Management and Group Lending Office being accountable of overall ICT services (applications, infrastructures, ICT security) from shaping the ICT evolution strategy to guaranteeing run services, acting also as reference point for the “relationship” with the in-scope Clients, directly or engaging other ICT factories.
Within CIO GRM&GLO, Credits provides services to the UniCredit Group (UCI, HVB, BA and UCF) and manages E2E products in scope the from demand to post go live.
It aims at sustaining the whole credit products catalogue lifecycle: products factory, origination and sell, underwriting, post-sales, monitoring,soft-collection, workout , de-risking and liquidity collection
It operates on all customer segments by providing services on Loans & Mortgages, Credit Lines (e.g. Overdrafts…), Collaterals, Consumer Finance products (Personal Loans, CQS, Special Purpose Loans…) and Corporate loans.
The IT Strategy on Credits for the upcoming years is the landscape rationalization, replacing aged platforms with “next generation” ones, enabling new business opportunities, while also reducing time to market and operative risks with an overall increase of efficiency